I have two exciting (at least what I consider exciting) job openings at Innovations for Poverty Action, both helping to design and test applications of behavioral economics to savings. Please help get the word out (note, they require some specialized expertise and experience, ideally someone with consumer banking experience).
Post #1: Manager or Director of our US Household Finance Initiative (USHFI). This initiative uses ideas from behavioral economics to test ideas to improve consumer finance policies and products in the United States. The position will require managing a number of projects, but here’s one example: Both debt and savings are all about small deposits and large withdrawals. But order matters. And habits matter. Banks help us form habits to pay down debt (they’ll hunt us down if we don’t). When someone is paying down expensive (higher than they can reasonably expect to earn on any investment) debt, they shouldn’t simultaneously accumulate savings. But how can we shift someone quickly (ideally automatically) into savings right when the debt is fully paid off? The plan is to have a seamless transition moment, so that the payments continue but now go to savings rather than paying down debt. (More info here). Read More »
From the mail:
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I am a recent graduate of an economics Ph.D. program. I had what I thought was a successful trip through the adventure that is the economics job market and chose the risky but exciting option of working for a small start-up. Unfortunately, it turns out that it was more risky than exciting and the company doesn’t have work for me after all. So, I will be going back on the job market next year, but in the meantime I have extra time on my hands and bills to pay. I don’t want a permanent position and I don’t necessarily need much work, just enough to keep the lights on and food on the table.
My brother-in-law is a graphic designer and does some freelance work on the side which made me wonder if there could be such a thing as a freelance economist. There must be many small companies or organizations who cannot afford staff economists or expensive consultants, but have data they don’t know what to do with or questions about how their business runs that they don’t know how to answer. Freakonomics readers know that economics shows up all over the place.
I’ve got a lot of smart friends, and they come up with some pretty good ideas. (I even have an idea myself once in a while!)
Occasionally, these ideas take the form of potential internet businesses. Although we have incubated some interesting businesses up until now, there is too much talking and not enough doing.
It is time for that to change, and we want to open up a little Chicago office to pursue these ideas.
We need some superhuman talent to make it a success.
If you think you have what we are looking for, send a resume to firstname.lastname@example.org, and let’s get the fun started!
I realized I had been a bit misleading. I looked at my blog post “Ten Reasons You Need to Quit Your Job,” I realized that I said 90% of people “should” quit their jobs and I gave 10 reasons for recognizing if now is the right time for you to leave. But that’s a little different than saying, you have to quit right now.
But the reality is, most people need to begin their exit strategy right now.
So here are the 10 reasons you need to quit your job right now. And below that I have the methods for doing it. Read More »