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What’s the Smartest Way to Spend Your Rebate?

With more than $110 billion in tax rebates set to flow into taxpayer pockets starting today, everyone from big-box retailers to restaurants to debt-collection agencies is vying for a piece of the action. But what’s the smartest way to spend your rebate — for yourself and for the larger economy?

Now that we’ve considered that, how are you really going to spend it? And will it make you happier?