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Are Payday Loans Really as Evil as People Say?

Season 5, Episode 26

This week on Freakonomics Radio: critics — including President Obama — say short-term, high-interest loans are predatory, trapping borrowers in a cycle of debt. But some economists see them as a useful, if expensive, financial instrument for people who might otherwise not have access to cash. As the Consumer Financial Protection Bureau promotes new regulation, we ask: who’s right?

To learn more, check out the podcast from which this hour was drawn: “Are Payday Loans Really as Evil as People Say?

4/15/16

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