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Make-It-Yourself Prediction Widgets

Wolfram Alpha has just launched a free?Widget Builder that lets you easily create widgets to calculate all kinds of things – seamlessly integrating data from the Alpha server.? (I’ve blogged…



James Surowiecki on Financial Illiteracy

James Surowiecki writes about one of this blog’s frequent topics of interest: financial illiteracy. Surowiecki includes insights from Annamaria Lusardi‘s research and Gary Rivlin‘s new book, Broke, USA. He proposes…



The FREAK-est Links

Are performance-based pay structures partly to blame for the mortgage crisis? Do our tastes in entertainment correspond to our political views? Do behavioral problems in kindergarten affect future school performance?…



Debt as a Drug

Planet Money interviews Nassim Taleb, who recently participated in a Freakonomics quorum on financial reform, for its Deep Read series. Taleb compares the developed world’s dependence on debt to drug…



Bailout Plan, Redux

A revised bailout plan has been announced, and President Bush has thrown his weight behind it. To my eye, the rewriting of Paulson‘s plan this past week has been worthwhile;…



Wall Street Amnesia

James Surowiecki explores the phenomenon of investor amnesia: Despite numerous examples of dishonesty and untrustworthiness, investors continue to trust Wall Street firms with their money. “It’s like what Hegel supposedly…



Satellite of Profit

A Chicago company called Remote Sensing Metrics LLC has been using satellite images to track the number of cars in Wal-Mart parking lots, as a means of helping forecast earnings…



The FREAK-est Links

Easy credit also bad for bankruptcies. Gathering data on late adopters. (Earlier) Should people in poor health be allowed to donate organs? (Related)…



One of the Top Financial Blogs?

Photo: Andrew Magill Thanks to Time.com for naming this blog one of the top “financial” blogs — and the nice writeup from the Wall Street Journal‘s Robert Frank — but…



Bob Dylan Understands the Weak Economy

The 8th installment in Bob Dylan‘s “bootleg” series is a two-disc set called Tell Tale Signs, and it is set to be released next Tuesday (October 7). But until then,…



FREAK Shots: Foie Splurge

My friend who reviews New York City cafes came across this at Bouchon Bakery in the Time Warner Center: Photo: Ana Dane According to Bouchon’s website: “Some people wish for…



Dow 38,820?

Weary investors, take heart. Jeffrey A. Hirsch, editor of the Stock Trader’s Almanac is predicting good times ahead. Bloomberg reports that Hirsch is predicting “[t]he Dow Jones Industrial Average will…




Gary Becker: Immigrants Should Pay

In a new interview with The Telegraph, the Nobel economist Gary Becker offers an economist’s solution to immigration reform: charge immigrants for citizenship – $50,000 per immigrant to start. “A…



Shiller’s Subprime Solution(s)

…about their finances (even some of my colleagues at Yale Law School). And in this part of the book, Shiller too strongly embraces the notion that the subprime crisis was…



Economics for (and by) 10th Graders

It’s a well-documented truth that many Americans are financially and economically illiterate – a handicap that some believe contributed to the recent financial crisis.? A 2008 paper by?Annamaria Lusardi, Olivia…



The Effects of For-Profit Microloans

In recent years, the effects of microcredit, particularly the high-interest loans offered by for-profit lenders, have been hotly debated. New research (abstract; PDF) from Dean Karlan and two co-authors, which…




When Your Portfolio Is Packing Heat

Some people invest in stocks, others invest in lobbyists. Still others, The Wall Street Journal reports, are investing in assault rifles. Just as Slate laments spring as the start of…




Financial Literacy Begins at Home

This morning, my six-year-old son Solomon was having breakfast and watching his favorite TV show, Really Wild Animals. (It’s a great show, National Geographic cinematography with quippy narration by —…



A Nudge Photo Contest

  What is this photo about? It came to me courtesy of Jan Chipchase, a design guru who spoke at a great meeting last week on how to help microfinance




Predicting the Next Enron

Via the Wall Street Journal, here’s further evidence that companies “tweak” quarterly earnings numbers. Joseph Grundfest and Nadya Malenko analyzed almost half a million earnings reports from 1980-2006. They discovered…



Diamond, Kashyap, and Rajan on the Geithner Plan

University of Chicago Professors Douglas Diamond and Anil Kashyap, whose description of the causes of the financial crisis is the most widely circulated post ever to appear on this blog,…



The True Cause of College-Tuition Inflation?

For college students and their parents, the steady spike in tuition prices in recent decades has been not only troubling but mysterious: why on earth is tuition inflation double the…



Auction Theory and LIBOR

An article in The Economist argues that a little auction theory might solve some of the British Bankers’ Association (BBA) current LIBOR problems: Some of LIBOR’s failures also have echoes…




One Small Step for Financial Literacy

Annamaria Lusardi, one of the leading academic lights of financial literacy, has begun a new Financial Literacy Center “to develop and test innovative programs to improve financial literacy and promote…