The Retirement Robbery
…at retirement. As Retirement Heist describes, these high-quality plans are the plans that companies have been eliminating (except for their executives). My third and current plan is a defined-contribution plan….
How do you know when it’s the right time to retire? What does a “good” retirement look like? And will Stephen and Angela ever really hang up their hats?…
How do you know when it’s the right time to retire? What does a “good” retirement look like? And will Stephen and Angela ever really hang up their hats?…
Our cognitive health can change as we get older. So, does leaving the workforce make problems like memory loss and difficulty focusing worse? We investigate the research, and Bapu asks:…
Aging carries a risk of losing our memory, focus, and ability to take care of ourselves and others. Does leaving the workforce worsen that risk? We investigate the research. And…Bapu…
…at retirement. As Retirement Heist describes, these high-quality plans are the plans that companies have been eliminating (except for their executives). My third and current plan is a defined-contribution plan….
…of a proper identification strategy when estimating the causal impact of early retirement on mortality. Our results also indicate that the causal effect of early retirement on mortality for females…
[omny:https://traffic.omny.fm/d/clips/aaea4e69-af51-495e-afc9-a9760146922b/14a43378-edb2-49be-8511-ab0d000a7030/b5654708-d803-4619-9d10-ab0d001b97dd/audio.mp3] Are you bummed out that you might have to postpone retirement for financial reasons? Well, there may be a silver lining: it looks like retirement may be bad for…
…a wage earner who ends up earning $100,000 at retirement, we simulated what would happen over 96 different investor cohorts from 1871-2009. We compared a simple investment strategy of putting…
Sure, we all dream of leaving the office forever. But what if it’s bad for your health?
…maintain stable spending patterns up to and through retirement. It’s free here. But users beware: if you still botch your retirement, you’ll get even less sympathy from certain economists. [%comments]…
…educations. Then the parents don’t have nearly enough, if anything, saved up for their own retirement. If you want to provide for your kids, make saving for your retirement your…
Researchers are trying to figure out who gets bored — and why — and what it means for ourselves and the economy. But maybe there’s an upside to boredom?
Researchers are trying to figure out who gets bored — and why — and what it means for ourselves and the economy. But maybe there’s an upside to boredom?
Photo: Danny Novo When news broke last evening that Steve Jobs was stepping down as Apple CEO, shares of the company fell by more than 5% in after hours trading….
Every year, Edge.org asks its salon of big thinkers to answer one big question. This year’s question borders on heresy: what scientific idea is ready for retirement?
…security during retirement, not to allow deferral of income tax on retirement assets indefinitely. In contrast, the premature distribution rules are generally designed to encourage preservation of these assets until…
A tiny behavioral-sciences startup is trying to improve the way federal agencies do their work. Considering the size (and habits) of most federal agencies, this isn’t so simple. But after…
…inspired by the seminal articles of Samuelson and especially?Merton (equation 25)) suggests that the volatility effect is much larger. The share of your retirement portfolio that you should invest in…
This is the second in a series of posts about the problem of excess fees charged to defined contribution retirement plans. Retirement regulations have largely been successful in giving worker/participant…
…saved $4,000 for retirement, you can borrow another $4,000 and invest $8,000 in stock index funds.? The idea of mortgaging your retirement savings seems to go against everything we’ve been…
Step 1: Hire a Harvard psych professor as the pitchman. Step 2: Have him help write the script …
…Aged), more and more people have to plan their own retirements. I share their concern but I also think that too much emphasis is put on retirement know-how. It’s not…
…as the target date approaches. Let’s say you’re saving for retirement and you have a pot of money (x) that you’d like to grow into a much larger pot (3x,…
…for the rest of your life? Or is retirement not in your vocabulary? A: I’ve always felt that one of my competitive advantages in the market has been my willingness…
…instrumental variables, we show that these estimates probably underestimate the effects of financial literacy on retirement planning. In sum, around the world, financial literacy is critical to retirement security. …
What do Renaissance painting, civil-rights movements, and Olympic cycling have in common? In each case, huge breakthroughs came from taking tiny steps. In a world where everyone is looking for…
What do Renaissance painting, civil-rights movements, and Olympic cycling have in common? In each case, huge breakthroughs came from taking tiny steps. In a world where everyone is looking for…
It’s hard enough to save for a house, tuition or retirement. So why are we willing to pay big fees for subpar investment returns? Enter the low-cost index fund. The…
…a tight earnings window, a high injury rate, little choice in where they work — and a very early forced retirement. (Ep. 6 of “The Hidden Side of Sports” series.)…
It’s hard enough to save for a house, tuition, or retirement. So why are we willing to pay big fees for subpar investment returns? Enter the low-cost index fund. The…
